Eric Huffstutler
Screenwriter
I tried doing a search for "insurance" and came up with little to use so posting my question here...
My gripe is when you have a insurance policy in place on something like DVDs, why will they only pay $1 (devalued) each as opposed to replacement value? If I have a $15,000 DVD collection that took years to put together and contains many OOP titles, some even limited editions or numbered units, how do they expect you to replace everything "equally" on $1 per disc especially when you may have to get replacements on auction sites?
Is there such thing as replacement value insurance for DVD and CD collections? Any suggestions for a non home owner?
Eric
My gripe is when you have a insurance policy in place on something like DVDs, why will they only pay $1 (devalued) each as opposed to replacement value? If I have a $15,000 DVD collection that took years to put together and contains many OOP titles, some even limited editions or numbered units, how do they expect you to replace everything "equally" on $1 per disc especially when you may have to get replacements on auction sites?
Is there such thing as replacement value insurance for DVD and CD collections? Any suggestions for a non home owner?
Eric