As many of you probably know if you have followed my analysis paralysis, I am looking to purchase my first HT. I am interested in both the HK AVR320 and AVR520, since both can be had cheap due to new models, and to the build, sound, and reputation of HK. but, both lack EX decoding, which concerns me, I think. This is my first venture into HT, so I probably wouldn't notice a difference unless someone pointed it out. So my questions...will the Logic 7 and Neo6 decoding "make-up" for the lack of EX and produce a 6 or 7 channel sound from EX decoded DVDs? Is there really that much difference between regular dolby and EX, especially for a newbie? Is this a needless worry? Otherwise, lower model units (e.g., D811s) will have to do as I can't afford any Onkyo, HK, Denon, etc, that does the stuff I'd like. I imagine this purchase, unless I win the lottery, will have to last a few years as the SAF is pretty restricted...you know the speech - "We need new furniture, clothes, etc., before we need a new stereo!" Please, no flames, and thanks for your help.