Here in Mobile, March 31 was known as Black Sunday in my house. At about 11 a.m., a fast-developing line of thunderstorms moved through the area. Quicker than I could move to unplug components, lightning struck very close. I don't know what exactly was struck, but the sound was very loud. I was in my computer room attempting to power down my PowerMac before all hell broke lose, but I was too late. I had turned off everything in the theater, but I had not yet unplugged anything. My wife was upstairs trying to get gear disconnected from the AC. I could actually feel electricity in the air when it hit. Near as I can tell, the jolt of energy entered my multiple AV systems and computer network on both power and phone lines, and it may also have entered via the cable and satellite lines. All the satellite gear is toast. Among the items damaged or completely disabled are two computers and a printer, two AV receivers (including my new Yamaha RX-V3000), my Panasonic DMR-E20 DVD recorder, three DirecTV satellite receivers (including two with Tivo capability, which are in short supply now), Sharp VCR, Sony 13-inch TV, RCA 46-inch TV and my telephones. Maybe more was damaged, but I'm still running diagnostics on everything. (I can't start my lawn mowers, either, but that was true on the day before lightning stuck. ) Some things were plugged into surge protectors and UPS's. It didn't matter. The phone and cable lines did not have surge protection, but they will when I rebuild my setups. On one computer, which was surge protected and on a UPS, the surge seemed to come through the AV cables which connected the computer to a toasted AV receiver. It knocked out the Mac's sound subsystem on the motherboard, so that seems the likely scenario. I have full replacement coverage with Allstate, with a $1,000 deductible. I called my agent first thing Monday morning to start a claim, but I'm still waiting for a claims adjuster to call me and find out what got damaged or destroyed. I assume he will come to my house and check things out. I wish he would hurry up and call (on second day of waiting for him), because I want to get the ball rolling. I've never filed an insurance claim for anything, ever. So I don't know fully what to respect, although I did read some of the other threads on her about lightning strikes. It seems people have had both good and bad luck with insrance companies. Wish me luck. I am very sad. If Allstate wants me to get repair estimates on everything, I am going to be very busy for a long time.