Yes, it will definitely be paid off before the term ends. Otherwise, like you said, you're suddenly charged a huge amount of back interest.
I knew what I was getting into. Don't remember the interest rate but it was something obscene like 25.99%, 36.99%? I'll send them the final $75 and it's over, long before the interest would kick in.
The robocalls have mercifully ended since my "f**k off" comment to the CSR a couple of days ago.
Yes, I'm quoting myself, but just the latest update. Account was credited on the 13th, completely zeroed out and paid off.
Friday, the 15th, the robocalls started again. Answer the call and I get a dial tone. Since I don't owe them anything, not worth the effort to keep fighting things, I'm giving up. But good old fashioned brick & mortar stores are looking a lot more attractive.