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Yes, but what is to prevent you from telling the HOA that you don't wish to be a part of their little cartel? I don't understand what power they hold. Other than, of course, 'gated communities.' But if I walk into random neighbourhood X and buy a house, what does the local HOA have to do with...

Ok, apparently I'm a bit confused. What, exactly, is a homeowner's association, and why do they have the right to extort money from you?

Simply inform said local HOA that if they see fit to tell you what you can and cannot do on your property, then they must be requesting an ownership stake in it, and invoice them.