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Isn't it sad though, that this is technically OUR money that's being returned back to us, but with no interest paid on it? :frowning: Moe.

Paying back (part) of the loan I'll be taking to contribute to my RRSP (Registered Retirement Savings Plan). In Canada, any RRSP contributions made in a year a54 considered tax-deductible, and help to lower one's taxable income (hence maximizing one's return). I'll be taking out a proportionate...