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Brandon, If you and he are that close, the money doesn't really matter. What is $2000 compared to have a good relationship with a best friend? Objectively, I still say half is fair considering both sides have some guilt, but do what you need to do to make it right. Best of luck and thanks...

Ryan -

You guys have a funny idea of responsibility, you don't consider not buying insurance for your own property before loaning it to a friend irresponsible? This is my point, at the very best Brandon is only 50% responsible for this problem, the owner was being negligent by not taking some *basic*...

I'm sorry folks, I just don't see it. The owner offered to let his buddy drive his ATV, knowing it was worth $XXXX. No one thinks to ask about insurance before they take someone up on an offer like this, it really isn't their business what the owner does with his property. I don't see how...

I would offer half and half, he let you ride it so he assumes some of the risk too. If he had insured the thing, this would be a non-issue. Since he didn't insure his property, it really isn't your problem. You didn't crash it on purpose or were drunk, were you? But if he is your friend, I think...