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  1. Jeff Ulmer

    Buying my first home: advice?

    By all means get a realtor, but as others have stated, they work for the seller, even a buyer's agent. Their job is to sell the house and get the most money for the property, which makes sense as they benefit from a higher selling price. Use the realtor to locate the property and provide...
  2. Jeff Ulmer

    Buying my first home: advice?

    I had my home inspected professionally, but they missed a number of major problems. If you are going to have your home inspected, find out what recourse you have if they miss things, many times it will only be a refunding of their fees ($300-500), which isn't much when you need to replace a...
  3. Jeff Ulmer

    Buying my first home: advice?

    There should be no extra expense getting a mortgage broker, they are paid by the lenders - at least they are up here. I would deal with them only for the mortgage. Your closing costs (conveyance fees, legals) can be lowered by shopping for a lawyer yourself. Since you aren't selling a home, you...
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