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That isn't always true. Take startlogic who I mentioned above. They will register the domain for you but you 'own' the domain and it is in your name. You can take it anywhere you want whenever you want if you choose to not use their hosting anymore. I'm sure there are other shady, or smaller...

Good points on the domain registering Jay.

I prefer to register the domain and host at the same place. Usually the hosting company register's your domain for free anyway so that saves you a few bucks. I've been using startlogic.com for quite a few different projects now. Great service and great price.