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In general, yes. However, it depends entirely on the lender. Bottom line, get all estimates and expenses in writing at the start...

YES! A mortgage broker is aware of all the good deals out there on the market. You could potentially go to lenders directly (there are hundreds) and find that great deal. However, I feel that a broker's knowledge is worth the extra expense (not to mention saving me a lot of time and hassle). It...

I have three suggestions: 1) Do NOT go to a bank for a house loan. Go to a mortgage broker... they specialize in this and will get you the best deal. I saved tens of thousands of dollars by working with a local broker (she worked out of her house). The actual loan is with a major lender...