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Virgin doesn't require any special dialing. The other thing I forgot to mention about Virgin is that there's a maximum amount you can have in your account (which is $150, I think). So if you never used the phone, and you kept putting in your $20 minimum, you would eventually reach that max...

I've set up Virgin Mobile for my wife and her mother. I think it works well for low volume users. You buy a phone from their website, or Target, or Best Buy, etc. for about $60-120 depending on which model you want. Then everyday that you use the phone, it's 25c for each of the first 10 minutes...