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You could put 3 Ascend Acoustics 170s across the front for $500 and use the KEFs as rears for now.

Do you still have the listed speakers? If so keep them until you have a little more saved. That's a whole lotta receiver for speakers and sub under $500. Search JBL N series on this board and see what onecall.com has in that range. I think Energy makes something in that price range too.