My ideal Atmos setup would be an Onkyo TX-NR3030 receiver, PSB speakers all around, and an SVS sub...or two! This would all be contained in the dedicated media closet (tv cabinet) in my personal man cave (living room).
Derek:
For some reason, when I was off at college I remember hearing that if you are still a dependant of your parents, and they had homeowners insurance, your stuff at school is covered under their policy. I may be completely wrong but you may want to check on it. Hope you filed a report...