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Still odd - I know when I opened the Apple Savings I didn't have to do anything different - it just knew my Credit Union account was connected. I've transferred to and from since it was available with no issue. Very bizarre.

I know that my joint account at my credit union is connected to my Apple Card for payments, but I may have done that before I added my wife to my credit union accounts. Does seem like a VERY odd limitation that you can't make payments if the account is joint.

I watched a video on Nebula (anyone else use that service? I LOVE IT!) and there was a show (TLDR?) that talked about Apple entering the banking world fully. They've dabbled in it a bit (financing their own gear and now more recently Buy No Pay Later) and it kind of made sense for them to be a...