Hi all, some of you may remember my previous thread asking about the advantages of this. Well me and the wife went to process our taxes yesterday and after all was said and done we will be getting back around $1500 and most of it was from the mortgage interest. I am a happy camper. I had my W4 configured to take as little as possible out as we have been thru a lay off and such. We likely would have broke even or had to pay in a bit if it wasnt for the mortgage. Too bad the $$$ is spoken for because that would really have helped to get a large chunk of the 65 inch HDTV monitor I have had my eye on!! PS..dont forget to have them deduct any property taxes payed in on 2001 as well!