I've found myself in a tough decision. I had just about convinced myself to finally get a pet. I was going to get a cat because they are a good deal more independent and can survive longer given my more erratic work hours. However, my apartment requires a $150 non-refundable fee, $150 deposit, and $20 per month per pet. So, my difficulty is justifying a pet when it will cost me $300 upfront and $240 every year in addition to all of the general costs of pet ownership (vet visits and the like). I need some nudging, because I think a pet would be good for me. Should I drop most of the extra channels on my cable service in exchange for a cat?