I think I've seen it all now. I tried to buy an item from somebody for about $12 and the seller insisted that I pay him a 3% surcharge (36 cents!) for the privilege of giving him immediate payment via PayPal. You'd think people would have come to grips with the notion that there is a cost to convenience, and that there is a benefit to buyer AND seller by having a nice, secure, simple payment method to use on these petty cash transactions. Instead, you get these unbelieveably small-minded people who try and gouge you for every last cent. In this case, I simply told the seller to forget it. I'd rather live without the item than support this way of thinking.