Jack, You can get a Visa or MC debit card from PayPal which is attached to your PayPal account. Basically, it allows access to any funds in the PayPal account. I would think that would be the best way to access the funds anywhere you are at the moment. It would take a week or so to receive and you need a mailing address for it to be sent to. In fact, I'm not sure you even need a checking account, except to have the ability to move funds from it to the PayPal account or the other way. I'm sure you can't get that until the PayPal account is active and funded. I just know I used to have one.