Somebody stole my credit card number

Discussion in 'Archived Threads 2001-2004' started by MickeS, Oct 28, 2002.

  1. MickeS

    MickeS Producer

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    ...and used it to buy Internet porn.
    I rarely use that credit card number over the Internet, so I guess it could have been stolen in any store I use it. The thing is, only a few days before it was first used unauthorized, I bought a soundcard from a place called Computer gate. I wonder if anyone there had anything to do with it, maybe someone stole the CC#.
    Has anyone else bought anything from that place?
    /Mike
     
  2. Glenn Overholt

    Glenn Overholt Producer

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    I hope you caught it early. As for the site, I'd ask if they got hacked. I got an email from one dot com that told me that they got hacked and to get a new number. They found a 'hole' in their system and fixed it.

    However, I've seen stores that use carbons for cards and they go into the garbage. Anyone can get your name and number from there as well.

    Glenn
     
  3. brentl

    brentl Cinematographer

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    It's getting pretty advanced now adays. When you can scan for personal IDs with a laptop and record every keystroke you know It's bad.

    My buddies girlfriend had her PIN # recorded when she paid for gas with her interac card, and $1000 was taken out of her account the next day!

    Brent
     
  4. MikeAlletto

    MikeAlletto Cinematographer

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  5. matt bee

    matt bee Stunt Coordinator

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    Micke,

    I had the same thing happen to me with a credit card. I just happened to go online to check my statement one day (Which is something I almost never do)and there was a charge that I had no idea where it came from. I called the company and it was a porn website membership. I had to fight a bit to get the charges taken off, and I immediately cancelled the card. The wierd thing is I had several calls by the credit company months after the card was cancelled asking if I had tried using the card. Apparently this person was still trying to buy his porn memberships even though the card had long since been cancelled. I'm just glad I was lucky enough to have caught it quickly.

    ~Matt
     
  6. Brett Jason

    Brett Jason Stunt Coordinator

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    nice try Micke, sure you didn't buy the internet porn. Is your wife a memeber of this forum [​IMG]
     
  7. KyleS

    KyleS Screenwriter

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    Brett was thinking the same thing as me.... Your wife just found the charge card bill didnt she and now you are trying to say it wasnt you... [​IMG]
    Just kidding. It really is scary how easy people can steal your information.... Best of luck getting it taken care of and hopefully everything will work out.
    KyleS
     
  8. Ted Lee

    Ted Lee Lead Actor

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    i think a lot of people recommend that you do not use a check card on the internet. since those draw directly from your checking account, it's like direct access to your liquid cash.
    if you use a "regular" credit card, at least you have protection fraud, etc.
    but it sounds like banks are now protecting their check cards too...so that's a good thing.
    fwiw, i had somebody sign up my name for a sears card. they bought some women's clothing if i remeber correctly. [​IMG] yeah...that's the ticket....
     
  9. Sean P

    Sean P Agent

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    As someone who has had his credit card stolen, I'm sorry to hear it. [​IMG] On the other hand, how sad is it that these people can puzzle out how to steal pin #'s and hack into websites, but have to pay for porn on the internet. Can't they just mistype URLs of search engines and get bombarded by porn popup ads like the rest of us?
    [​IMG]
    Sean
     
  10. MikeM

    MikeM Screenwriter

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    MickeS, sorry to hear that this happened to you. [​IMG]
    Looks like I just got hit as well. I got my statement today for a credit card I haven't used in three months with a zero balance. There was a charge for $29.95 from a site called cardquery.com. I went to this site to check it out, and the site itself looks like a complete fraud!
    It gets redirected to a ".org", and on the very home page they request that you enter the first six AND the last six numbers of your credit card to "identify the charges." Well, with the proper algorithm, anyone can usually fill in the blanks when you have the first 6 and last 6 numbers of a 16 number card.
    It also doesn't help when some of the navigation bar links and graphics don't work on the very home page.
    This site has scam written all over it. The sad news is that I have no idea how they got my number. Looks like I'm in for the fun task of canceling the card. At least this was the card I rarely use anymore, and not the one for the pre-order on the E.T. DVD Gift Set price error.
     
  11. MickeS

    MickeS Producer

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    No, I did not pay for the porn myself, but I bet that's what the guy on the porn site thought when I called them up to inquire, since I told him it was my wife who found the fraudulent charge. I could almost hear him roll his eyes. [​IMG]
    I have disputed the charges with my CC company, and I have an e-mail address (probably fake) that was used to sign up with. I also filed a police report (required by the cc issuer). I guess I'll just have to wait and see what happens now. The thing is, in the 3 months since the first charge, and the month since the second charge (automatic renewal), no other unauthorized charge has been made. I would have thought there'd be more things charged.
    MikeM, yes that site looks like a complete fraud operation! [​IMG]
    I wonder how our CC#'s were stolen int he first place? Can they get "sniffed" even if secure transactions are used, or is it a case of "gold old" crime, that is, someone just wrote the number down manually when it was used somewhere?
    /Mike
     
  12. JohnRice

    JohnRice Lead Actor

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    Micke,

    I have had credit cards start showing false charges two or three times over the years, I forget which. This was mostly before the internet became big commercially. If it is an organized thing, they will usually charge a small amount like $10-$15 a month until you catch on. In every case my credit card company immediately cancelled the card and issued me a new one. Don't assume it is from something you bought online. you probably should get the company to issue you a new card.
     
  13. Mike Blais

    Mike Blais Stunt Coordinator

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    I've had close to the same experience, though I actually did buy the porn, I cancelled and they kept charging me. I only had to fax a letter to my CC company and they removed it almost right away. I think the thing that helped me was my paper trial and records I kept of trying to contact the site. On another note, yes it was my wife who found it, something about her never checking the bills until there's something actually to find :b
     
  14. Wayne Bundrick

    Wayne Bundrick Cinematographer

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    Interesting, this also happened to me on Wednesday. But my credit card company put the kibosh on it almost immediately. There was one $3.95 charge that went through to some dot com, probably used by the thief to ensure that the number is valid, and then the next attempted transaction was for almost $500 at Neiman Marcus. The credit card company declined it and shut down my credit card number. Suddenly I'm getting e-mail from DVD Empire saying they can't send me the DVDs I ordered. That's how I first found out.
     
  15. Chris Tsutsui

    Chris Tsutsui Screenwriter

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    My parents lost $1,000 total (in $200-400 increments) from their credit card number being used. The money was spent on porn sites from an internet website hosting service.

    I don't now if they found the person that stole the number but if I remember correctly it ended up being an inside job from a worker at the web hosting place.

    It did take longer than a year for my parents to notice the $1000 missing. The bank refused to give them their money back when my mom noticed. (Both parents assumed the other spouse was spending the money the whole time.)

    When my mom asked my dad what my dad was getting they found out that neither was spending the money.

    After a HUGE hassle with BANK OF AMERICA and very rude customer service we decided to just leave the bank and join Washington Mutual. The money wasn't a problem but the fees, help and service was unnacceptable with B of A.
     
  16. Chris Tsutsui

    Chris Tsutsui Screenwriter

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    I think anyone that uses their card is at risk. All it takes is a small camera near the register to pick up a credit card number/expiration and it can be used at a number of places to buy things.

    Heck, if someone has a photographic memory that works retail they could look at peoples cards as they purchase things and keep record of them on a PDA. Then they sell the CC#s to the ppl that know how to use them. Still a camera would be the best way, like if someone monitored near an ATM teller or hacked the camera from an inside job and could get a feed of ppls pin numbers as well.

    yikes.

    BTW, I forgot to mention my parents did get their $1000 back which is why the money wasn't a problem. (We still switched because of service)
     
  17. Wayne Bundrick

    Wayne Bundrick Cinematographer

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    I'm pretty sure in my case the number was not stolen using a camera at a brick & mortar store, it was certainly an online theft.

    Somehow my credit card company knew right away that my number had been stolen. Either it was something obvious to the CC company, like the ship-to address didn't match my billing address or the billing address was false, or the ship-to address was overseas, or else the CC company has more subtle but nevertheless dead-on accurate heuristics to guess that the person wasn't me.

    Either way I wouldn't have been stung because I certainly would have caught a mysterious $500 purchase at Neiman Marcus and whatever else the thieves might have bought, and I would have invoked my CC company's fraud protection. But despite the inconvenience of having to redo my DVD preorders, I'm glad my CC company caught it first because I don't want the thieves to get anything from it. They got only whatever that $3.95 transaction bought them. And I think there would have been more hassle if I made the claim to my CC company rather than them taking action first.

    I have a coworker who recently got a phone call from the CC company asking him if he really spent about $100 at a local store. But they didn't ask him if he had also spent $5000 at an online store the same day.

    I think I'm going to start using American Express private payments for my online shopping. A unique random credit card number that can be used only once is pure genius. The only problem is that the number can't be used for preordering DVDs more than a month in advance.
     
  18. Scott Wong

    Scott Wong Second Unit

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    I was actually going to mention the same thing. A credit card number and expiration date mean absolutely nothing... don't they?? I suppose for the porn sites, that's all it takes. But if you're purchasing an actual, tangible item... usually the billing address needs to match the credit card information. And if the thief has that, then you're pretty much screwed.... but otherwise, the item(s) normally won't ship. Again, this is if you're using the Internet... right?

    Scott.
     
  19. MikeAlletto

    MikeAlletto Cinematographer

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  20. Ross Williams

    Ross Williams Supporting Actor

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    A friend of mine has recently had major problems with her debit card number being stolen. Whoever it was bought a few expensive items on her card, almost wiping out her account. She called the bank, and she did manage to get her money back. But here's the kicker, they didn't cancel her card, even though she specifically asked for them to do so. (I think that would be standard proceedure.) So a week later another $500 gets charged to a local hotel. She calls her bank again, and they're "working" on it. She called the hotel too, but they wouldn't give her any details on the charges, even though it was supposedly her making the charges. The crazy thing is all these charges were made without a proper name or expiration date. Scary stuff. She did find out that whoever is making the charges is saying that it's their "aunt's card".
     

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