After reading a few of the "My apartment was broken into today" threads...I decided to look into getting Renters Insurance finally. I had been meaning to get it...just never looked into it that much. My bank and insurance provider ...USAA - provides renters insurance...and I can get free quotes online. Here's mine: Coverage Limits of Liability Personal Property with Replacement Cost Coverage: $20,000 Deductible: $250 Liability: $100,000 Medical Payments: $1,000 Additional Coverages: Computer Coverage: $3,000 Special Coverage: -Jewelry/Watches/Furs- $2,000 Policy Limitations: These are policy limitations that apply to the renters policy quoted. Credit Card: $1,000 limit Business Property: $2,500 limit Jewelry/Watches/Furs: $1,000 limit Silver/Gold/Pewter: $2,500 limit Guns: $2,000 limit Money: $200 limit Securities: $1,000 limit So, how does this look? Is there anything I'm missing? I don't have anything all that rare...or overly expensive...well, maybe my Gregg Loewen Calibrated Sony 57HW40 HDTV I own about 100+ DVD's (and growing)...and of course, I want to make sure they would be covered. I haven't submitted my application yet...wanted to hear what you all had to say here on the HTF first Any pointers would be much appreciated. Thanks.