Our townhouse my wife and I bought almost a year ago came with a one year home warranty. We used it on four different occasions for various repairs, most of which were already broken or slightly malfunctioning when we first occupied the house (each trade service call carries a fee of $45). We're undecided whether or not to renew it since we plan to remodel the kitchen and are getting all new appliances (dishwasher, cooktop, oven, sink, etc.), which will come with their own 1 year full warranty. Renewing the warranty is $369. With each service call fee being $45, I'm not sure it's worth the money. Do other homeowners on this forum use them, and if so, are they worth the money? Have you ever gone the whole year w/o the house requiring some kind of repair?