Recommend a Home Owners Insurance Company

Discussion in 'Archived Threads 2001-2004' started by Shayne Judge, Jul 8, 2002.

  1. Shayne Judge

    Shayne Judge Stunt Coordinator

    Joined:
    May 8, 2000
    Messages:
    137
    Likes Received:
    0
    As the title states, I am looking for a good Insurance Company to insure my new home being built in Pasco County Florida. USAA, my insurance company for ten years, refuses to insure the home unless it has a soil test (cost $1500-2000), as there have been some issues with sinkhole damage over the years, and they cover it in the policy.

    Any suggestions?
    AAA and State Farm come to mind as large companies that I will be contacting.
     
  2. DonRoeber

    DonRoeber Screenwriter

    Joined:
    Feb 11, 2001
    Messages:
    1,849
    Likes Received:
    0
    I've had state farm for a year (which is when I bought the house), and have used them for auto insurance since I was 16. I've never had any problems with them. But I've never had to make a claim.
     
  3. Bill_D

    Bill_D Supporting Actor

    Joined:
    Dec 10, 2001
    Messages:
    755
    Likes Received:
    0
    I will add a vote for State Farm.

    Thus far they have handled the lightning strike to my home last week flawlessly. I have been with them 10+ years through Renter's insurance and 2 homes. They also have my cars, motorcycles and personal article policies.
     
  4. Michael*K

    Michael*K Screenwriter

    Joined:
    May 24, 2001
    Messages:
    1,806
    Likes Received:
    0
    State Farm. Had to file a homeowner's claim for snow and ice damage and two auto claims under comprehensive coverage for vandalism. They've always been fast and reasonable in their estimates.
     
  5. Scott Merryfield

    Scott Merryfield Executive Producer
    Supporter

    Joined:
    Dec 16, 1998
    Messages:
    11,884
    Likes Received:
    850
    Location:
    Michigan
    I have also had good luck with State Farm. I've used them for auto insurance for about 22 years, and 13 years for home owners insurance. While you may find another company with slightly cheaper rates, SF has always been good to deal with when I had a claim.
     
  6. KeithH

    KeithH Lead Actor

    Joined:
    Mar 28, 2000
    Messages:
    9,413
    Likes Received:
    0
    Shayne, I have always been happy with State Farm. I called upon them when my computer was fried in an electrical storm last summer. They were very responsive and took good care of me. I have had the same luck with State Farm for car insurance. You know, I consider State Farm like a good neighbor. [​IMG] I know. That sucked. [​IMG]
     
  7. Shayne Judge

    Shayne Judge Stunt Coordinator

    Joined:
    May 8, 2000
    Messages:
    137
    Likes Received:
    0
    State Farm isn't insuring homes in my area because, as they say, they are full and can't accept any more new policies. I was able to find a great rate with Nationwide. Anyone have positive/negative experiences with the?
     
  8. Nathan*W

    Nathan*W Screenwriter

    Joined:
    Sep 9, 2001
    Messages:
    1,068
    Likes Received:
    0
    Real Name:
    Nathan
    My renter's/homeowners insurance is through Penn National. Never had to make a claim, but you can check tham out at www.pennnationalinsurance.com to see if they'd be a possibility.
     
  9. Philip Hamm

    Philip Hamm Lead Actor

    Joined:
    Jan 23, 1999
    Messages:
    6,873
    Likes Received:
    2
    According to JD Powers and everything I've read, the best insurance company is Amica Mutial.
     
  10. Peter Gizzi

    Peter Gizzi Agent

    Joined:
    Mar 23, 2002
    Messages:
    41
    Likes Received:
    0
    Liberty Mutual
     
  11. Danny Tse

    Danny Tse Producer

    Joined:
    Nov 1, 2000
    Messages:
    3,185
    Likes Received:
    0
    How about Farmers Insurance? I used to be a Property Claims Adjuster for them and they are very good about paying claims (at least at the claims office I was working at). Always read and understand your policy; I am surprised at how many people have no idea what they purchased.
     

Share This Page