Recommend a Home Owners Insurance Company (1 Viewer)

[Shayne Judge]

As the title states, I am looking for a good Insurance Company to insure my new home being built in Pasco County Florida. USAA, my insurance company for ten years, refuses to insure the home unless it has a soil test (cost $1500-2000), as there have been some issues with sinkhole damage over the years, and they cover it in the policy.

Any suggestions?
AAA and State Farm come to mind as large companies that I will be contacting.

 

[DonRoeber]

I've had state farm for a year (which is when I bought the house), and have used them for auto insurance since I was 16. I've never had any problems with them. But I've never had to make a claim.

 

[Bill_D]

I will add a vote for State Farm.

Thus far they have handled the lightning strike to my home last week flawlessly. I have been with them 10+ years through Renter's insurance and 2 homes. They also have my cars, motorcycles and personal article policies.

 

[Michael*K]

State Farm. Had to file a homeowner's claim for snow and ice damage and two auto claims under comprehensive coverage for vandalism. They've always been fast and reasonable in their estimates.

 

[Scott Merryfield]

I have also had good luck with State Farm. I've used them for auto insurance for about 22 years, and 13 years for home owners insurance. While you may find another company with slightly cheaper rates, SF has always been good to deal with when I had a claim.

 

[KeithH]

Shayne, I have always been happy with State Farm. I called upon them when my computer was fried in an electrical storm last summer. They were very responsive and took good care of me. I have had the same luck with State Farm for car insurance. You know, I consider State Farm like a good neighbor. I know. That sucked. :frowning:

 

[Shayne Judge]

State Farm isn't insuring homes in my area because, as they say, they are full and can't accept any more new policies. I was able to find a great rate with Nationwide. Anyone have positive/negative experiences with the?

 

[Nathan*W]

My renter's/homeowners insurance is through Penn National. Never had to make a claim, but you can check tham out at www.pennnationalinsurance.com to see if they'd be a possibility.

 

[Philip Hamm]

According to JD Powers and everything I've read, the best insurance company is Amica Mutial.

 

[Peter Gizzi]

Liberty Mutual

 

[Danny Tse]

How about Farmers Insurance? I used to be a Property Claims Adjuster for them and they are very good about paying claims (at least at the claims office I was working at). Always read and understand your policy; I am surprised at how many people have no idea what they purchased.