I have a question about a computer from someone I work with. She bought an HP computer from Best Buy with a debit card about 6-8 weeks ago for $500 more or less. I don't know the exact model to be honest though I've asked for the information. After a few weeks, house struck by lightning and fried new computer attached to a 3-4 year old Belkin surge protecter (I'm guessing a strip rather than UPS). Geek Squad at BB said it fried the MB and modem and would cost $1100 to fix. She obviously isn't going to spend 1000+ to fix a $500 computer regardless. I have built several computers and could help her out by doing the labor for free assuming CPU, memory, DVD drive etc are OK. Lightning damage apparentlynot covered by normal warranty. 1) I think I'm right in thinking that warranty do not cover lightning. 2) Do debit cards as a rule have any sort of warranty protection like some CC do? 3) I think most Belkin products have a attached product 25K (or similar protection). Anybody know how hard it is to get Belkin to cover such a claim or is that a long shot at best. 4) Are HP computers, motherboards, power supplys proprietary in any way or is it possible that I could replace it for a fraction of the price of what BB is quoting while using all the other HP parts. If I could do it for $100-150 in parts it would be very helpful to her since investing another $500 isn't going to be easy. Any help would be greatly appreciated.