Is it possible to automatically refuse credit-card payments on a PayPal personal account? I have no intention of upgrading the account but people keep on sending credit-card sourced payments despite the big NO CREDIT CARD wording on my auctions and acceptance emails. It all seems geared towards coercing you into going for the upgraded account which is absoluely not what I want to do. The fees are too high to make it worthwhile and people can get pissy when they're expected to pay all the fees on an auction. If it can't be done I'll have to think about closing the Paypal account altogether. I can't say I'm impressed with it at all.