Anyone use a good one? I might be in the market for a nice online bank as our beloved CU might give us the boot (we no longer live in the area it supports.) We need to find one that has a no fee checking (preferrably with good interest), no fees, and free/easy online bill pay. Our CU provides all these now, so I know this stuff is out there. I was thinking of using www.ingdirect.com for savings, but still want to locate the best online bank for checking. I don't care if they have any physical locations or not, money is all electronic these days anyway Any suggestions?