ok, just got my h/k avr520 and now it's speaker time i've narrowed things down a bit, but i'm still not completey decided. setup 1. htd level III towers htd level III center htd level III mains sub to be named later - svs 25-31 pci or hsu vtf-2 setup 2. - ascend #22-2001 5 cbm-170's all around hsu vtf-2 sub setup 3. - jbl s310's, s36's or s38's jbl s center jbl s26 or s36's svs or hsu sub usage will be around 50/50 music/movies. i am leaning towards the htd setup mainly because i like floorstanding speakers for 2 channel stereo listening and won't be getting a sub until probably jan. or feb. i also have some sort of mental block to using bookshelf's and a sub for stereo listening. don't ask because i don't know either, i've just always been a floorstanding kind of person. i've read equally good things about both the htd and ascend setups for both music and movies at my price point - $1200 - $1500.00, and the jbl's have always kind of been in the picture. i can also listen to the jbl's locally. with either the htd or ascend setups i'm obviously buying blind, but do have the 30 day return policy. ideally i guess i should order the htd and ascend systems and return what i don't like as much, but that's a bigger chunk of change initally out of pocket than i'm comfortable with right now... anything i should be asking myself to better narrow things down? whew, was that enough?