Odd question about people and banks

Discussion in 'Archived Threads 2001-2004' started by John Garcia, Aug 29, 2002.

  1. John Garcia

    John Garcia Executive Producer

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    This one baffles me. I have noticed it a dozens of times when I've been at the bank. Why on earth do some people make deposits into their accounts at the ATM when the bank is OPEN? 3 day hold on the full amount via the ATM, vs immediate at the window. The last time I saw someone do this, there was only a very short line, and the ATM stopped working. Rather than just walk inside for a few minutes, after already filling out the deposit information, the woman left. I just don't get it...
     
  2. Jason Seaver

    Jason Seaver Lead Actor

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    There are times when banks are open?

    Part of it, I assume, is just force of habit; I'm so used to hitting the ATM after-hours that I don't even think to walk past them into the office, where there are often lines and someone actually looking at how much you're depositing and now have in your account. (Unless, of course, I've got $150 in rolled coins to deposit or something)
     
  3. Philip_G

    Philip_G Producer

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    I'd rather deal with the computer than the teller most of the time to be honest [​IMG]
     
  4. Kevin P

    Kevin P Screenwriter

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    I usually make deposits at the ATM if I also want to do a transfer or withdrawal at the same time. Otherwise I use a drive-up teller.

    KJP
     
  5. Mark Schermerhorn

    Mark Schermerhorn Second Unit

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    Well, at least at my bank, you don't have to use a deposit slip when using the ATM. So it actually is faster.
     
  6. Charles J P

    Charles J P Cinematographer

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  7. Philip_G

    Philip_G Producer

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    I use a credit union, they don't use deposit slips either way.
    whats scary is I can (and have) walk in, and withdraw $450 cash, and never produce any form of identification, just give them my last name [​IMG]
    allthough they did hire this really cute teller, I find myself going in more often :b
     
  8. Ross Williams

    Ross Williams Supporting Actor

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    Well, I have an account where I get charged for going to the teller, but it's free to use the ATM. Plus, I find it to be quicker.
     
  9. Brett Hancock

    Brett Hancock Supporting Actor

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  10. Micah Lloyd

    Micah Lloyd Stunt Coordinator

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    a) They charge me if I talk to a teller.
    b) I don't have to get out of my car if I use the drive-thru.
     
  11. Jeff Ulmer

    Jeff Ulmer Producer

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    Service charges and lineups. There is no hold on my deposits through an ATM, so it's faster and more convenient than waiting in line for a teller. I just wish I could do US dollar deposits through the machines.
     
  12. Jared_B

    Jared_B Supporting Actor

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  13. Ron-P

    Ron-P Producer

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  14. Nathan*W

    Nathan*W Screenwriter

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  15. Rain

    Rain Producer

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  16. Patrick_S

    Patrick_S Producer

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  17. Marc S Kessler

    Marc S Kessler Stunt Coordinator

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    Between direct deposit and the ATM I haven't stepped inside of a bank in more than 6 years. Anyway, here in the Memphis,Tn area going into a bank has become a risky proposition. I think we're one of the highest incidence areas for bank robberies.
     
  18. Glenn Overholt

    Glenn Overholt Producer

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    Marc, you might be number 2. L.A. is number one. Ask Jack.

    Glenn
     
  19. John Garcia

    John Garcia Executive Producer

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  20. Steve Schaffer

    Steve Schaffer Producer

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    I'm with Wells Fargo- they have ATMs in lots of supermarkets and the account is credited the same day or the next day at latest, depending on what time of day you make the deposit.

    I go months at a time without using the ATM at the bank itself, just a quick stop at the local Vons, and haven't actually gone inside the bank in 2 years.

    Does anyone know why they have braille markings on the buttons on the drive-up atm? It's not the same machine as the walkup model--specifically designed as a drive-up, so no logical reason for braille--in fact it's downright scary!!
     

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