Why do people consider NO Payments types of deals for a couple years a good thing? People generally get thrilled and say "I dont have to make any payments for a year or two" on an item. Why is this a good thing? Who wants to get something & then start making payments on it when it's old already? I just never understood this. I can understand if it's no interest/no payments for 6 months to a year or two. Then, if you pay it off completely during this time you basically got a free loan. But, this whole get furniture, tv, or whatever with no payments till 2007 & then not make any payments till 2007? Your furniture or tv or whatever is old already & then you start making payments with interest to boot? I just dont understand this. Any idea?