- Mar 31, 1999
We recently had a tornado come thru here with the front part of our roof damage. Nothing major but some shingles did blow off. Most if not all contractors say that we have to have the whole roof replaced, shingles and the other stuff like ice and snow cover or whatnot. The insurance adjuster says they would only cover the front half. Thing is, the resale value of this home would go down because of half the roof being old. Are we right to ask them for the whole roof or is the insurance right on this? I've read it could be a thing called bad faith. If we r right and they refuse this, I would have to get a lawyer to settle this.