Several of my appliances and electronics got fried last night in a pretty nasty storm that passed through. I lost my sat receiver and 3 month old Integra 7.1 receiver despite having everything hooked up to a surge protector. I'm hoping that I'll be somewhat covered between home owners insurance and the coverage from the surge protector company. (Yeah right!) The strange part was that after the storm passed, this stuff still worked. I turned on the sat receiver to check it and it came up with the "acquiring signal" screen so I thought it was okay. And the stereo receiver powered up no problem. But today, the sat receiver won't power up and just makes a clicking noise and the stereo receiver comes on but just emits white noise. So does anyone have any stories to share on trying to get their home owners insurance and these surge protector companies to pay up? After this experience, I'm thinking of getting the surge protection offered by the local power company. Anyone know if this is better than just getting new surge protectors? Boy am I bummed! I guess I just gotta keep looking at all the stuff that didn't get fried - like the new big screen tv.