Well; here it is, Wednesday morning and we are just going down, down, down. This has dramatically affected the status of my assets. Much like a mortgage, when the value of what you own is less than the amount you owe, it becomes tougher to get loans, credit, etc., and you pay higher interest rates. Asset/liability ratios, net orth, etc., are critical to maintaining excellent credit relationships, and mine are taking a beating. In a market of decling real estate values are sinking stock markets, my net worth has declined subtstantially. The acceleration of paying down debt is the only way I can now increase my net worth. Depressing. That I have substantially reduced my 'Wish List' in both the hardware and software sides. In a sense, I am just what economist do not want to see, and in fact dread. When the markets (which often do not reflect the economy at large) begin to suffer such catastrophic losses as we are now experiencing that consumers stop spending, we get caught in a an even greater down ward spiral. Till now, consumers are still spending. For me, that is now being dramatically curtailed. Just FYI, I normally spend qbout 300 bucks a month on HT related product.