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iPhone Upgrade Program: Worth It?

Discussion in 'Apple' started by Ronald Epstein, Sep 4, 2019.

  1. Ronald Epstein

    Ronald Epstein Founder
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    It's almost better, I think, just to do payments without the upgrade program.

    If you pay the phone off early, it's yours, and you can trade it in at maximum value for another phone and get into another payment plan.

    The upgrade plan is actually more expensive because it includes Apple Care.
     
  2. TonyD

    TonyD Who do we think I am?
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    Are you guys aware you can do similar programs through the carrier stores?
    Att
    Verizon etc all have an upgrade or trade program.

    Apple isn’t the only place to buy an iPhone.
     
  3. Scott Merryfield

    Scott Merryfield Executive Producer

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    Sprint offers a leasing program. Our current model Samsung Galaxy S10e and LG ThinQ phones cost us around $15 per month each, and we upgrade every 12 to 18 months.

    I am not sure what the monthly lease rate is for an iPhone, but I think they had models for around $30 per month (didn't pay too much attention to the models).
     
  4. Robert Crawford

    Robert Crawford Moderator
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    I'm pretty sure most of us that are participants in this thread are aware of those programs. I had one with AT&T. TBH, it's nice not having monthly payments on a cell phone that I rarely use nowadays.
     
  5. DaveF

    DaveF Moderator
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    And for the non-annual upgrader, watch for promotions from retailers. I've never bought an iPhone directly from Apple because other stores offer better deals. Two years ago, it was Target with a solid trade-in value and a monthly rebate for using their financing. Hopefully I'll get something good next time I upgrade.
     
  6. Clinton McClure

    Clinton McClure Rocket Science Department
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    Starting with the 3GS, I used to upgrade every two years when a new S release would come out. Nowadays the iPhones have gotten so good, I’m now at three years and if I upgrade in 2020 it will be four years. If I don’t upgrade next year, it will be five years. It’s Apple’s fault for making the iPhones so damn good now.
     
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  7. Thomas Newton

    Thomas Newton Screenwriter

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    Yes. You're always paying for the old phone either by paying off all 24 installments – or by paying off at least half of them, and surrendering the phone in good condition. One year old phones are presumably worth at least half of their original value, or close enough that Apple is not getting a raw deal.

    If you do the "pay some installments and surrender the phone" thing, you must buy a new phone. If you want to get off the treadmill, you must pay all 24 installments for your final phone. Then there will be no obligation to upgrade, and that phone will then be yours to keep.
     
  8. Sam Posten

    Sam Posten Moderator
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    If you wait 6 months after release. But I want an Ooompa Loompa now daddy.
     
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  9. DaveF

    DaveF Moderator
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    By November in my previous two upgrades.

    No doubt it’s too long for the annual day-of upgrader. :) But for anyone with a month or two to spare, deals have come out shortly after release.
     
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