Well, trying to do a FHA Streamlined refinance, and have hit the first hiccup. Lender says there is a judgement on my title from a company that I filed on in my bankruptcy last year. As far as it ever got with Nextcard was 1 garnishment, and that was it. We made sure that they were included in the BR, but now the lender says they have a judgement on the house. How would this be possible? A) Shouldn't we have been notified at the time of said judgement when it was placed? B) Since Nextcard was declared in the BR, would that have removed said judgement? C) Bonus: Nextcard actually went out of business and failed as a bank (which the the governement sent out a mass letter to all customers letting them know) and seemed to have sold the account to a collector, could that have caused some type of slip up? Thanks in advance to any info you guys can give.