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I hate it when I do something stupid (1 Viewer)

bmasters9

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Ben Masters
Falling asleep watching tv and waking up to infomercials.

I've done that too-- I've had a DVD on many a time, and fallen asleep, only to find that the episode I was watching had long since ended, and I woke up to the menu.
 

Jeffrey D

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Jeffrey D Hanawalt
Thanks to everyone for their interest in this thread. Another admission of stupidity- loaning money. I learned the hard way that loaning isn’t loaning- it’s giving (when you lend money, you don’t usually see it again).
The important thing is learning from our mistakes.
 

Walter Kittel

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Thanks to everyone for their interest in this thread. Another admission of stupidity- loaning money. I learned the hard way that loaning isn’t loaning- it’s giving (when you lend money, you don’t usually see it again).
The important thing is learning from our mistakes.

Been there, done that.

- Walter.
 

jcroy

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jr
Thanks to everyone for their interest in this thread. Another admission of stupidity- loaning money. I learned the hard way that loaning isn’t loaning- it’s giving (when you lend money, you don’t usually see it again).
The important thing is learning from our mistakes.

Been there, done that.

- Walter.

I use such situations as an extreme form of "leverage" over such individuals.

I start off with a small amount typically around $20 or less, to see whether repayment is immediate or not. In practice I've found that people who are always asking for money, almost always have chronic cash flow problems and extremely tardy repayment schedules (if ever).

So the next time they ask for money, I hold that "balance" against them to see whether repayment is immediate. If not immediate, they get my standard speech of "you're on your own until I get that $20 back". If they pay back that $20 debt immediately, I'll ask for an immediate collateral for further cash "loans". (ie. Usually something I'm aware of that they greatly "value"). Otherwise they're on their own.

Such individuals know not to come back asking.
 

jcroy

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jr
In more recent times, I just record some live video of such acquaintances asking for a "loan", with the stipulation that the video will be posted online.

So far every single "loan" request has been walked back, and they haven't come back asking a second time.
 

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