I am about to change over some equipment and was just wondering about feedback in general about the AVR520 receiver. It seems to have great features and more than reasonable price. I listen about 50/50 music and HT. Do the internal DACs do a good job with the digital signal from a CD/DVD player for stereo mode? My current CD/DVD player is a middle of the road Onkyo player of about 3 years vintage. It doesn't have DVD audio outs and I am not sure about HDCD compatibility. Is there any way to bypass the DACs in the AVR520 if I want to listen to the analog signal from the CD player? I am also planning to bi-amp my fronts and center speakers using the AVR520 and an external muli channel amp. The 520 has preamp outs/main in loops for all channels. I will probably buy a 3 channel xover from Marchand.