I have a dentist appointment tomorrow. first one in years. I'm afraid at what they're going to find. I found out just today that I have 800 bucks in a health spending account (it's supposed to be in an RRSP but I can't change it now) and it's 'use it or lose it' by the end of the year. do companies like dentists allow you to prebill? It is a pay, and get reimbursed system, so can I "set up an account" with them, and have an $800 credit for future cleanings, etc? does it work that way? I hate the dentist!!! nothing but pain! but I think this one's one of the better ones. Anyone ever not go for 2 plus years then finally go and have them find tons of stuff wrong with your teeth?