Does anyone know approximately what kind of FICO (i.e. Credit Rating Score) one would require to obtain a line of credit? About a year ago I applied for one with 2 different banks, but was denied because of my Credit Rating. Curious as to what was going on, I obtained my rating and noticed some unconsistencies with a few of the entries. After contacting those responsible for the erronious entries, the problems were solved (suprisingly easily, as I thought I'd be fighting this for months!), and I was told that the corrections would be applied within a couple of months. I pretty much forgot about the whole line of credit issue until a couple of weeks ago when I was on the phone with a bank-representative who told me that I had a great record and should apply for a line of credit with them. It told her to hold off on the idea while I checked my rating to make sure everything had been corrected. I checked it earlier this week, and all the previous mistakes were wiped out, and my FICO score has jumped significantly! Of course, applying for additional credit affects your FICO, so I don't want to go applying for a line of credit again and have it negatively affect my score. I'm on the fence here as to whether or not I should apply again, or wait. Thanks! Moe.