Forms of Payment (1 Viewer)

[Chris Huber]

If I purchase something online from an individual, what form of payment is better/safer: Check or Money Order?

 

[brentl]

I would think a check, that way you get the cancelled check back and if's there is a problem you ave all the info you need to trace the person.

Nice sentence eh

Brent

 

[Ted Lee]

money order...no question. a money order means the dude already *paid* upfront, so there's no risk of a bounced check.

with checks, a lot of banks will cash the check, then when it bounces, hold *you* (not the person who wrote the check) accountable.

i would never take a personal check from a stranger. no way...no day....

 

[Chris Huber]

I was talking payment to someone, not to me taking the payment.

 

[Duane R]

Go for the USPS Postal Money Order. If any fraud transpires, the postmaster takes that quite serious.

 

[Ken Chan]

Your personal checks have your back account number on them (for obvious reasons). I would avoid sending them to individuals I don't know.

 

[Ted Lee]

oops...well, i still say money order. no need to give them you're bank account, routing number, etc.

 

[Greg*go]

I agree with the others, if a stranger has 1 copy of 1 check, that's the same has having 250 blank checks nowadays.

 

[Holadem]

I never really thought about the danger of giving checks but it does make sense. I just paid my power bill online, and the information I was required to give was may name, name of the bank, routing number, account number. All of which can be found on my check, plus more (address) if needed. Yikes.

Even the information which can be copied from a credit card isn't that thorough.

--
H