Right now, I have a 2000 Pathfinder. It was $32,000, and I got a 5 year loan and I have exactly 2 years left, around $14,000 left on the loan. My interest rate is 4.9% I've been thinking about upgrading to a Chevy Avalanche and trading in my Pathfinder. I went to Kelly Blue Book's website and it says it's worth around $14,000 (what a cooinsidence). So, say I buy an Avalanche that's $35,000. When I trade in my Pathfinder, will it be worth anything to them since I still have the original loan to pay off? I don't have any money for a downpayment, all I have is the trade in. Right now, I'm paying $585 a month for the pathfinder (no downpayment or trade in when I bought it). Right now they're doing a $2500 rebate promotion for this month, and I'm hearing also that GM is doing 0 financing too. So, if I was to trade in my Pathfinder for an Avalanche, would my payments be a lot more since I still have that car loan? Would they come out mostly the same beacuse the value of the car is what's left on the loan? Or would it be best to give the pathfinder back or something, and just get the avalanche straight-up? Is there any way possible to trade in and come away with a smaller payment than what I'm doing now? Anyone with experience in this stuff have any answers and/or adivce?