As many of you know, my entire DVD collection was stolen a few weeks ago. Here is the link for those which may care for the history: http://www.hometheaterforum.com/htfo...=&pagenumber=1 Today, I received a settlement from my insurance company which refunded approximately 85% of my replacement costs for my collection. For those not interested in reading the stolen dvd thread, I had nearly 700 DVD's stole, including over 600 individual titles, 31 Television season box sets, as well as a dozen DVD audio and a few SACD discs. It was quite an ordeal listing them all individually and I waited on pins and needles for the insurance settlement, expecting the worse. I only had receipts for 13.5% of them, however, affidavits from many people helped. Much to my relief, the insurance company was fair. I was somewhat satisfied with the settlement, which refunded $10,406 of $12,500 claimed, less a $250 deductible. What bothers me is that they depreciated my DVD's based on a 10 year life. They lump them into the same category as magnetic recordings (audio and video) and phono records; media which degrade rather quickly. I know that digital media last much longer than that. Much of our membership have laserdiscs that remain in pristine condition many years later. I personally have Cd's purchased in the mid 80's which are perfect. My DVD collection didn't have a fingerprint. I watched them once, maybe twice, and put them carefully back into the case, in perfect condition. I think that we, as a membership, should find some way to lobby the insurance industry to rethink digital media depreciation rates. It bothers me to think that if I have a fire or another theft in 10 years, my collection will have zero value. I hope it bothers the rest of you. Ideas and actions are welcome.