Does payapl protect transactions to Canada?

Discussion in 'Hardware Classifieds' started by Kevin_Kr, Dec 16, 2004.

  1. Kevin_Kr

    Kevin_Kr Supporting Actor

    Joined:
    May 9, 2001
    Messages:
    886
    Likes Received:
    0
    Trophy Points:
    0
    It looks like the don't verify address? What other safeguards can one do?
     
  2. Andrew Pratt

    Andrew Pratt Producer

    Joined:
    Dec 8, 1998
    Messages:
    3,806
    Likes Received:
    0
    Trophy Points:
    0
    That's odd that they don't verify the address to Canada. I know mines verified so its not like they don't know who is and who isn't verified. At a minimum I'd get a phone number and call them if you're at all worried about the transaction.
     
  3. Kevin_Kr

    Kevin_Kr Supporting Actor

    Joined:
    May 9, 2001
    Messages:
    886
    Likes Received:
    0
    Trophy Points:
    0
    right its a verified user but not address? I've checked his feedback at auidogon and ebay and its all legit, and I hate to discriminate against canadians.
     
  4. Drew_W

    Drew_W Screenwriter

    Joined:
    Jul 2, 2003
    Messages:
    1,718
    Likes Received:
    0
    Trophy Points:
    0
    Visa has some verification problems I believe...Mastercards are usually OK. Might explain why he's verified, but why the address is unconfirmed. If you're really unsure, have them send you a money order.
     
  5. Drew_W

    Drew_W Screenwriter

    Joined:
    Jul 2, 2003
    Messages:
    1,718
    Likes Received:
    0
    Trophy Points:
    0
    By the way, I'm sure you know PayPal Buyer Protection only works on eBay, and applies only to US selling to US, or Canada selling to US, to confirmed addresses only.
     
  6. JarrettJ

    JarrettJ Stunt Coordinator

    Joined:
    Sep 20, 2004
    Messages:
    97
    Likes Received:
    0
    Trophy Points:
    0
    I live in Ontario and had an unpleasant experience when buying a Denon DVD-2200. I paid $400 US to a gentelman(?) in San Diego. I sent the money via Paypal but never received the item.
    I filed a complaint with Paypal and won. The joker only had $49 in his account so I got that refund. This was in June, but to my surprise just this month I got another $140 from which Paypal put directly in my account. They still keep fighting for the money until the debt is fully paid. This was a non-ebay transaction and between US and Canada. I don't know whether PayPal has changed its policies but I can say you are covered, at least from my experience. If the person is verified it means their canadian bank account and personal info is confirmed. Having a non verified address should be fine if he doesn't use a PO box. Also use yellowpages.ca and do a name or address search and you will be able to see if all info matches.

    Hope this helps.
    JJ
     
  7. PaulT

    PaulT Supporting Actor

    Joined:
    Oct 28, 2002
    Messages:
    932
    Likes Received:
    0
    Trophy Points:
    0
    It all depends on what actions the user has taken for Verification. Here's from PayPal FAQ:

    Top Questions

    What does it mean to be Verified if you live outside the U.S.?

    A Verified member of PayPal living outside of the U.S.* has completed enrollment in the Expanded Use Program by

    1. Confirming his email address
    2. Adding a credit card
    3. Entering the Expanded Use number

    Payments from Verified members who live outside the U.S. will count towards your Seller Reputation Numbers.

    Note: If you choose to ship internationally outside of the Seller Protection Policy, you will be held liable for any chargebacks.

    * German members must add a bank account and complete a Manual EFT (electronic funds transfer) or add a credit card and complete the Expanded Use Process to become Verified or become otherwise verified by PayPal.

    * Canadian members must add and confirm a bank account and Validate their Account Information to become Verified or become otherwise verified by PayPal.

    * UK members must add a bank account, complete Direct Debit and Validate their Account Information to become Verified. Premier and Business Account holders in UK must also Supply Merchant Information for the Verification Process. They can also become otherwise verified by PayPal.
     
  8. Andy_A

    Andy_A Second Unit

    Joined:
    Feb 19, 2001
    Messages:
    477
    Likes Received:
    0
    Trophy Points:
    0
    the bottom line is paypal won't cover a seller under the seller protection policy unless he or she ships to a confirmed US address. For this reason I will not ship outside the US with Paypal. The only payment I will accept from outside the US is in the form of a Western Union money order. I wouldn't be as concerned buying something from outside the US.
     
  9. PaulT

    PaulT Supporting Actor

    Joined:
    Oct 28, 2002
    Messages:
    932
    Likes Received:
    0
    Trophy Points:
    0


    Well I don't read that from their FAQ, but whatever floats your boat. I live in Canada and am Confirmed / Verified on PayPal so anyone who sells to me should fall under the protection policy AFAIK.
     
  10. Don Black

    Don Black Screenwriter

    Joined:
    Dec 11, 1998
    Messages:
    1,480
    Likes Received:
    0
    Trophy Points:
    0
    PayPal's "protection" isn't worth much even when you follow their terms unfortunately. [​IMG]
     
  11. Andy_A

    Andy_A Second Unit

    Joined:
    Feb 19, 2001
    Messages:
    477
    Likes Received:
    0
    Trophy Points:
    0
    It looks like they recently changed their policy (which is good) on shipping outside the US and covering sellers under the seller protection policy. Formerly no destination outside the US covered the seller under the SPP, but they now have a list that includes:

    Anguilla


    Argentina


    Australia


    Brazil


    Canada


    Chile


    China


    Costa Rica


    Denmark


    Dominican Republic


    Ecuador


    Finland


    Greece


    Hong Kong


    Iceland


    India


    Ireland


    Israel


    Italy


    Jamaica


    Japan


    Luxembourg


    Malaysia


    Mexico


    Monaco


    New Zealand


    Norway


    Portugal


    Singapore


    South Korea


    Spain


    Sweden


    Taiwan


    Thailand


    Turkey


    Uruguay


    Venezuela
     
  12. Andy_A

    Andy_A Second Unit

    Joined:
    Feb 19, 2001
    Messages:
    477
    Likes Received:
    0
    Trophy Points:
    0
    Oops, I read it wrong. I was right the first time in saying they don't cover any international shipment by the SPP. The list given is more of a guideline, but not a list of countries that are covered. Funny, their official policy on the matter seems a little ambiguous, but I still read it to mean no SPP exists when shipping internationally (outside US). Here's what it says:

    Please note that if you ship internationally outside of the Seller Protection Policy, you do so at your own risk.

    PayPal has taken measures to help prevent fraud and chargebacks internationally, including limiting sign up access to a list of PayPal approved countries However, risk still exists and you may be held liable for chargebacks due to fraud. If you make the decision to ship internationally outside of the Seller Protection Policy, we ask that you take several simple measures which will help minimize your exposure to risk:



    Ship only to countries on our list of approved countries.
    PayPal has limited its services to exclude countries that are known to have excessively high rates of credit card fraud. Verify that your buyer's shipping address is indeed within one of the 45 PayPal approved countries.
     
  13. Jon Dz

    Jon Dz Extra

    Joined:
    Jul 16, 2003
    Messages:
    20
    Likes Received:
    0
    Trophy Points:
    0
    Hello Everyone
    I am the user Kevin is worried about. Up here in the Great White North Paypal will verify us but they will not confirm addresses for whatever reason. I am an extremely honest person like most North Americans and I hope that other users here will not be scared to deal with us Canadians.
    Kevin has every right to be concerned but he has nothing to worry about in this purchase. I have supplied him with a perfect Audiogon record of 51 and a plus 270 record at Ebay. He also has my home and work phone numbers.
    When dealing with anyone not just Canadians you should take caution. Get any feedback possible, phone numbers and any other info you think you might need. In any purchase or sale I make on the internet I am a little nervous. I do continue to believe though that most people are good natured and honest....I hope others do as well.
     
  14. Drew_W

    Drew_W Screenwriter

    Joined:
    Jul 2, 2003
    Messages:
    1,718
    Likes Received:
    0
    Trophy Points:
    0


    Not true. I have a Confirmed address.
     
  15. Kevin_Kr

    Kevin_Kr Supporting Actor

    Joined:
    May 9, 2001
    Messages:
    886
    Likes Received:
    0
    Trophy Points:
    0
    I have to say Jon has been great in providing everything i have asked, i use to be very trustworthy until a verified member from this board came hard on his luck and lied to paypal about not receiving a product 3 months later so he could get his money back. Thanks again Jon and I hope you enjoy the speakers when they arrive.
     

Share This Page