Cigars and insurance

Discussion in 'Archived Threads 2001-2004' started by SteveGon, Jan 2, 2002.

  1. SteveGon

    SteveGon Executive Producer

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    A cousin forwarded this to me. Don't know if it's true or not, but either way, it's pretty funny...

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    A Charlotte, NC man having purchased a box of very rare, very expensive cigars, insured them against fire among other things.

    Within a month, having smoked his entire stockpile of cigars and without having made even his first premium payment on the policy, the man filed a claim against the insurance company.

    In his claim, the man stated the cigars were lost "in series of small fires". The insurance company refused to pay, citing the obvious reason; that the man had consumed the cigars in the normal fashion.

    The man sued......and won! In delivering the ruling, the judge agreed that the claim was frivolous.

    He stated nevertheless that the man held a policy from the company in which it had warranted that the cigars were insurable and also guaranteed that it would insure against fire, without defining what is considered to be,"unacceptable fire," and was obligated to pay the claim.

    Rather than endure a lengthy and costly appeal process, the insurance company accepted the ruling and paid the man $15,000.00 for the rare cigars he had lost in the "fires".

    HERE COMES THE BEST PART!!

    After the man cashed the check, the insurance company had him arrested on 24 counts of ARSON!!

    With his own insurance claim and testimony from the previous case being used against him, the man was convicted of intentionally burning his insured property and sentenced to 24 months in jail and a $24,000.00 fine.
     
  2. John Beavers

    John Beavers Second Unit

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  3. Nick Sievers

    Nick Sievers Producer

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    Man thats funny if its true. Getting arrested for arson and going to jail for it. [​IMG]
     
  4. MikeF

    MikeF Stunt Coordinator

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    I had this story forwarded to me while in law school, but immediately suspected it was an urban legend, for two reasons:
    1. There's a very specific locale identified, but conspicuously absent is the identity of the cigar affectionado.
    2. I can't speak for American principles of criminal sentencing, but in Canada, 2 years imprisonment would be absolutely out of the question for arson conviction(s) of this nature.
    Anyway, it IS an urban legend; see:
    http://www.urbanlegends.com/legal/ci...ance_more.html
    http://www.cigardiary.com/cigararson.php3
    http://urbanlegends.about.com/library/blcigar.htm
    et cetera.
     
  5. Brian Harnish

    Brian Harnish Screenwriter

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    It may be an urban legend but it's still funny as hell!!! [​IMG]
     
  6. Greg_R

    Greg_R Screenwriter

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    According to the Urban Legend's reference:
    NO.
     

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