I'm putting together a cheap system for a family member. They're working on a budget of about $400 for the receiver and speakers. I've done a little research so far, and so far the frontrunners are: HK AVR 125-Z: $228 (refurb from Harman Audio) ONKYO TX-SR500: $149 (J&R) DENON AVR-1603: $179 (eCost) SONY STR-DE595: $169 (J&R) I'm thinking of using the receiver with a pair of JBL S36's or B&W 303's. I want to get a multichannel receiver in case they decide to add more speakers later. Any advice is appreciated.