Ok, I'm only 22 so I don't have too much experience with insurance. My car is still under my parents policy while I'm in school (I pay them for it, but it's cheaper to be on their policy). My fiancee and I (getting married in May) stumbled into a great deal on a '99 Honda Accord for $4000 below Kelley Blue Book (the low price is due to the fact it is currently owned by my sister). We are planning to purchase this car to replace my fiancee's '88 Camry. We are going to get a new insurance policy to cover both my car and the new Honda. My current policy is with GEICO. I've was extremely pleased with their service when I was hit by a drunk driver three years ago. So I have no complaints with GEICO. However, I've gotten cheaper quotes online from both Progressive and NationWide. I would like to hear your experiences with these two companies from a service point of view (customer service, filing claims, fairness of payouts, etc). Also, any suggestions on other good companies I should get quotes from? I've tried GEICO, StateFarm, and AllState. All were significantly more expensive than the other two I mentioned. Thanks!