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Are You Getting An Apple Card?

Discussion in 'Apple' started by Ronald Epstein, Jul 23, 2019.

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  1. Clinton McClure

    Clinton McClure Casual Enthusiast
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    Poor implementation and general misunderstanding about how contactless payments are supposed to work still runs rampant today. I discovered that although Staples and Office Depot both accept Pay, they still require me to enter my PIN if I’m using my debit card or provide a signature if I’m using a credit card. That’s not at all how Pay is supposed to work on a fundamental level.

    Kum & Go accepts Pay in store but not at the pump. No Shell stations near me accept NFC payments. Luckily, there are plenty of ExxonMobil stations around so I can always use the Speedpass+ app and authorize the pump before I ever get out of my car. That means I exclusively use ExxonMobil for fuel.

    I discovered lately that a mom & pop donut shop where I buy breakfast every weekend takes Pay, as does a small liquor store where I buy my weekend libations. They both do it the correct way. I hold my phone close to the NFC reader and Bob’s your uncle, payment accepted and I’m on my way. But I digress...

    Back to the original topic, I’m still waiting on an invite...
     
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  2. DaveF

    DaveF Moderator
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    My wife got me to use the Exxon speedpass app, and it’s pretty handy. I cashed in points yesterday and got $12 off, which paid for a car wash.
     
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  3. Cranston37

    Cranston37 Screenwriter

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    Not gonna lie I had to Google that :emoji_thinking:
     
  4. Sam Posten

    Sam Posten Moderator
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    In.
     
  5. Sam Posten

    Sam Posten Moderator
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  6. Ronald Epstein

    Ronald Epstein Founder
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    Just arrived via FedEx Express.

    ....and congrats for getting an invite, Sam. You beat Hitler!

    (Click on photos for larger image)

    IMG_0108.
    IMG_0109.
    IMG_0110.
     
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  7. Sam Posten

    Sam Posten Moderator
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  8. DaveF

    DaveF Moderator
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    I just signed up for a fancy new credit card. It took under 30 seconds to request and be approved online. The hardest part was temporarily unfreezing my credit reports to ensure the application went through.

    An IHG credit card for my traveling. :) The sign up bonus hit 125,000 points, so it was time to sign up and give it a try.

    The APR is $17.99%. What's the going Apple Credit Card APR for "excellent" credit scores?
     
  9. Message #89 of 134 Aug 13, 2019
    Last edited: Aug 13, 2019
    Cranston37

    Cranston37 Screenwriter

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    I recently switched from a credit lock to a credit freeze, and added a fraud alert, as my name came up in the whole Equifax thing...
     
  10. DaveF

    DaveF Moderator
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  11. Sam Posten

    Sam Posten Moderator
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    Some users have reportedly gotten 12.99%

    Jackasses:
     
  12. DaveF

    DaveF Moderator
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    Very good. I’d heard 14% but didn’t know if it went lower.
     
  13. DaveF

    DaveF Moderator
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  14. Sam Posten

    Sam Posten Moderator
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  15. Scott Merryfield

    Scott Merryfield Executive Producer

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  16. DaveF

    DaveF Moderator
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  17. xx Brian xx

    xx Brian xx Stunt Coordinator

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    I wasn't going to do it, but then someone had to post the video of a guy dropping their Apple Card on a table and I thought "WOW, that's cool!" Then the next day I got my invite. I don't carry any balances on my cards and since there are no fees on the card, I thought why not.

    It took less than 5 minutes to apply and I got an interest rate of 12.99%. I know. . . . I'm a sucker.. Now I'll have a cool card that will probably never get used.

    Brian
     
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  18. DaveF

    DaveF Moderator
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    How do these invitations work? Do you need an iPhone XS? Or is it random notification on your iPhone?
     
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  19. xx Brian xx

    xx Brian xx Stunt Coordinator

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    I signed up with Apple when the card was first announced. Then this morning I got an email that said I was invited to apply. I opened the Wallet app on an iPhone X and clicked on the + sign and it went to the application.

    I don't think it matters which version of iPhone you have but I think you have to have an Apple account.

    Brian
     
  20. DaveF

    DaveF Moderator
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    Ah, so you have to sign up to get an invitation? Is that a short-term plan to pace the initial rollout?
     

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