I am looking to purchase my first home theater and am hoping for some suggestions. I know separates are better than a HTIB, but my funds are limited at the time. I also know Best Buy is not looked upon highly around here, but I have $200 in gift cards to use up there. I'm willing to spend around $500 on speakers and a receiver. I'm using my PS2 for dvds right now and plan on upgrading that in the near future. I was thinking about the Onkyo 760, Yamaha YHT-440 or the JBL NSP speakers and maybe an HK 125 receiver? I would love to have 6.1 if possible, although I know it will be tough with a tight budget (maybe a good 5.1 will beat a cheaper 6.1?). Any suggestions on the best way to spend this would be greatly appreciated. Thanks.