1. Visit this thread for your chance to win a selection of Lionsgate action films on UV!
    Dismiss Notice

Anybody ever bought a rider on their insurance for their home theater?

Discussion in 'Playback Devices' started by JeremyR, Jan 25, 2010.

  1. JeremyR

    JeremyR Supporting Actor

    Joined:
    Oct 15, 2003
    Messages:
    551
    Likes Received:
    55
    Location:
    Kansas City
    Real Name:
    Jeremy
    I've been considering adding a rider to cover all of my DVD's/Blu-ray's as well as hardware. Certainly my equipment/collection isn't as extensive as others, but the MSRP of all of my movies and electronic equipment is in the neighborhood of $13k or $14k. We don't live in a particularly large home, and are concerned our content coverage wouldn't take care of it. We have State Farm Insurance, and I've been considering asking about a rider to cover the electronics and movies in our home if they are available. Was wondering if anybody else has ever done anything similar.
     
  2. CB750

    CB750 Screenwriter

    Joined:
    Nov 20, 2008
    Messages:
    1,035
    Likes Received:
    0
    Your first step would be to talk to your State Farm agent and find out what your current home owners insurance would cover for your electronic equipment. If you feel your coverage is lacking then you are going to have to do a cost benefit analysis for the coverage you would like.
     
  3. JeremyR

    JeremyR Supporting Actor

    Joined:
    Oct 15, 2003
    Messages:
    551
    Likes Received:
    55
    Location:
    Kansas City
    Real Name:
    Jeremy
    Thanks for the reply. Based on that, i called my agent and he is actually coming to my home Thursday to do a walk-through with me and apparently he has the ability to use some type of equipment he'll bring with him to plug in what he sees, and it'll spit out whether we have enough coverage.
     

Share This Page