I've been considering adding a rider to cover all of my DVD's/Blu-ray's as well as hardware. Certainly my equipment/collection isn't as extensive as others, but the MSRP of all of my movies and electronic equipment is in the neighborhood of $13k or $14k. We don't live in a particularly large home, and are concerned our content coverage wouldn't take care of it. We have State Farm Insurance, and I've been considering asking about a rider to cover the electronics and movies in our home if they are available. Was wondering if anybody else has ever done anything similar.