In August of '01, I was involved in an auto accident that was not my fault. I was driving through a green light at an intersection and a gentleman decided that he wasn't going to stop at the red light and broad-sided my vehicle. I broke a rib and hurt my back and neck, but I'm thankful I wasn't hurt worse. I had all but forgotten about the accident unitl I received a call from the insurance agency of the driver who hit me. The agent left a message on the answering machine informing me that he had all of my medical records and he wanted me to call back with a monetary amount that I am looking to claim. Huh? I didn't know that I was entitled to a cash settlement. I realize that many people acquire lawyers after being involved in an auto accident to sue for damages, but I had no intention of suing. Should I pursue this further? If I do, what amount should i ask for?