Any Advice on Dental Insurance? (1 Viewer)

[Paul_Scott]

i'm self employed and will have to start looking into this soon.
anything to keep in mind?

 

[Jay H]

Yeah, Brush and Floss every day!

I have dental insurance a DMO through Delta Dental but I'm so lax in going to routine checkups. However, I do try to floss and rince with listerine every day and brush a lot. Haven't had any cavities or major dental problems so far!

Jay

 

[Bob Graz]

Dental insurance has to be one of the worst deals out there. Last year when I calculated my premiums plus deductibles I barely broke even.

Unless you have kids requiring braces or major dental issues on the horizon, you might be better off just paying as you go.

 

[ThomasC]

How much did you pay? Uninsured, the dentist I go to costs $90 for a checkup/cleaning and about $50 for an x-ray.

 

[Bryan X]

My dentist charges $50.00 for a checkup/cleaning. My dental insurance premium is about $100.00 a year and that covers my whole family (4). So I definately come out ahead since we each do 2 cleanings a year -- $400 in cleanings only cost me $100 in premium. Not to mention my son recently started the braces saga.