Am I an identity theft victim? (1 Viewer)

[CapnSharpe]

I came home today and received a letter addressed to a Margurett Doyon from a collection agency about a very very large amount she owes MBNA credit cards. I've never had an MBNA credit card and am not related to anyone by this name (or related to anyone in the entire state of Texas for that matter). I called the collection agency, but got an answering machine. I'm totally freaked out. What do I do? Should I call the police?

 

[Richard Travale]

If the letter isn't addressed to you I would just Return to Sender. If you get another one then phone the credit card company and explain that your name is Theresa, not Margurett and that you don't hold one of their cards. If they persist, then ask why they haven't sent any previous bills to your address. Make sure that you don't give any of your credit information when you talk to them. For all you know the bill is phony and you phoning to complain is how they steal your information.